Most financial advisors hand off your tax questions to your CPA.
A CPA is part of our advisory team, so tax considerations are built into investment decisions rather than addressed only after the fact.
What proactive tax planning is worth
$250 saved on taxes each year, invested at a 5% return, grows to roughly $16,600 over 30 years. That's one small decision, repeated annually. A full tax plan touches dozens of decisions like it every year — which account to draw from, when to realize a gain, whether a Roth conversion makes sense this year — and the difference compounds the same way.
What our tax planning covers
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Which account holds which asset (taxable, traditional, or Roth), and when a gain gets realized, decided with your bracket in mind
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A plan for each income source (dividends, interest, capital gains, distributions), since each is taxed differently
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Roth conversions in the years your income is lower, when the conversion costs less
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Managing which bracket you land in each year, so you don't cross a costly threshold
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Estate-tax coordination, so a transfer to your heirs doesn't create an avoidable bill
Coordinated with the return itself
Your portfolio and your tax return are planned together, not reviewed separately after the fact. Nothing gets decided in the investment account without knowing what it means in April.
We plan across state lines
State tax rules differ widely — some states have no income tax, some tax retirement income differently, some treat capital gains differently. We build your plan around the rules where you actually live.
Discover your tax savings
Tell us what you're paying in taxes today. We'll show you where a CPA-led plan could change that.
Schedule a Consultation