Insurance covers the risks a portfolio cannot. It runs on products rather than investments, so it sits outside our core work.
But we don't leave you to sort it out on your own.
Where insurance fits in the plan
A portfolio can absorb a market drop. It cannot absorb a lost paycheck, a long-term care need, or a death with no income behind it. Those are the gaps insurance is built to close, and we check for them as part of the plan, the same way we check on your investments and your taxes.
How we handle it
We are not insurance agents, and we do not sell policies. When a gap shows up, we bring in an insurance professional from our network, tell them what the plan needs, and review their recommendations against your overall strategy before you decide anything.
What we look for
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Life insurance, sized to what your dependents would actually need if your income stopped
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Disability insurance, to replace income if you're no longer able to work
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Long-term care exposure, and what it would do to the plan if it happened
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Existing policies, reviewed for whether the coverage still fits your situation
Uncover hidden financial risks
Tell us what coverage you already have. We'll show you where there might be a gap.
Schedule a Consultation