TAX-FOCUSED FINANCIAL ADVISORS
Proactively managing taxes for maximum returns at every step of your investment journey
financial planning
Investment planning
As both CPAs and Financial Advisors, we understand the importance of tax-efficient investment planning. We maximize investment returns and minimize taxes by utilizing tax-efficient investment vehicles, such as a combination of tax-advantaged investment accounts, and implementing tax-loss harvesting strategies.
Retirement planning
We take a comprehensive approach to retirement planning, combining investment strategies, retirement withdrawal strategies, and portfolio risk mitigation strategies. By developing a personalized retirement plan and staying on track, we can work together to build a financially secure retirement regardless of your life stage.
TAX-ORIENTED FINANCIAL PLANNING
Our clients are primarily concerned about their returns after taxes. As part of our tax-oriented financial planning, we deal with tax-related issues at every step of the process. These include:
- Deduction of investment expenses
- Tax-efficient investing
- Taxes on the sale of a home
- Tax-efficient withdrawals
- Tax rules applicable to retirement accounts
- Taxation of social security benefits
- Life insurance and annuities
- Tax treatment of various types of investment income
- Taxation of mutual fund distributions
- Tax implications of a divorce
- Estate and gift tax considerations
- Tax-savvy use of trusts
- Deduction of investment expenses
- Tax-free savings for education
Why Choose us?
As dual-credentialed CPAs and Fiduciary Financial Advisors, we offer a comprehensive approach to wealth management. By seamlessly integrating tax strategy and investment planning, we work to maximize your return on investment and ensure your retirement security, all under one roof, eliminating the need for coordination with multiple financial professionals.
Our CPA training and continuing education give us the expertise to defer, minimize or eliminate taxes for our clients where possible.
We advocate a sound, academically based approach to managing wealth called evidence-based investing.
As registered investment advisors, we are legally bound to operate solely in your best interest.
OUR TEAM
Doug Walters, CPA
Managing Partner
Jose Joia
Wealth Advisor
We manage assets for individuals and families, providing investment management, and financial planning services.
OUR BLOG
Feel free to peruse our timely and informative financial and tax articles designed to answer the questions you didn’t know you had.
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